Jessie Boggs — Mortgage Loan Strategist | Powered by Edge Home Finance
My Specialty

Construction & Renovation Loans

Build or renovate with someone who actually knows construction.

Building a home or taking on a major renovation is one of the most complex financial undertakings a family can do. Most loan officers have processed a handful of these loans. I have spent nearly a decade in the residential construction and remodeling industry. This is one area where my background gives you a genuine edge.

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Who it’s for

Construction and renovation loans are ideal for buyers building from the ground up, homeowners looking to renovate an existing property, buyers who want to purchase and renovate in a single loan, and anyone who wants a loan officer who truly understands the build process.

Key benefits

One-time close construction-to-permanent loans available
Finance the build and permanent mortgage in one closing
Renovation loans available for significant remodels
My construction background means I understand real project costs
I can anticipate appraisal and inspection issues before they arise
Available for primary residences and investment properties
Common questions

What people ask about construction & renovation loans

What is a construction-to-permanent loan?
It covers the build phase and then converts to a permanent mortgage at completion. One closing, one set of closing costs.
Why does your construction background matter here?
I have managed projects, worked with contractors, and know what jobs actually cost. That means I can help you structure financing that accounts for real-world contingencies.
Can I renovate a home I am purchasing?
Yes. Renovation loans like the FHA 203(k) and conventional HomeStyle let you finance the purchase and renovation in a single loan.

Ready to see if this is right for you?

Let’s run the numbers together and find out exactly what you qualify for. No pressure, no commitment.

Get Pre-ApprovedCall (253) 417-8790

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